- Modifying it?
- Getting a new one? Then which? Why?
Interested minds want to know
Moderator: Aitrus
Makes sense. The only yellow flag for me is that the last three April and September equity performances have been a bust, which indicates a confirmed seasonal shift compared to the past 17 years.truth2432 wrote: ↑Mon Nov 25, 2024 8:28 pm I’ve been using 165597 for a few years except cut back on F ifts and I did my annual reassessment of strategies this weekend and found that new one with a very high compounded return and deciding to mix it up. It resembles my initial one so it’s not a compete 180 change.
The beauty of MJ's Results table is that you easily make out trends or (in this case) groupings of negative performance by month. A classic "heatmap" visualization. It's brilliant in its usability.
Wow, that alternate is super low variance.Bubba wrote: ↑Tue Nov 26, 2024 6:03 am I made this one a while back https://www.tspcalc.com/seasonal.php?ID=253919 and I'm considering that for next year. Alternatively, I might go https://tspcalc.com/seasonal.php?ID=235027 (excellent all-round). I haven't decided yet. The first one is based on extensive research combining low SD with good returns for post-elections and the second one is just an all around one (that i built off of an older model from before 2020). Either way, I'm expecting a massive drop next year at some point (maybe 2nd half?) because of the yield curve + increase in unemployment. We'll see of course how that goes.
I like Jhbulon
Balanced allocationTimboSlice wrote: "People really need to stop overthinking this."
| Fund | Price | Day | YTD |
| G | $19.83 | 0.01% | 1.24% |
| F | $21.00 | -0.14% | 0.55% |
| C | $113.05 | 0.26% | 3.23% |
| S | $106.82 | 0.28% | 6.39% |
| I | $61.42 | 0.02% | 10.69% |
| L2075 | $11.78 | 0.18% | 6.20% |
| L2070 | $13.49 | 0.18% | 6.20% |
| L2065 | $22.75 | 0.18% | 6.20% |
| L2060 | $22.76 | 0.18% | 6.20% |
| L2055 | $22.76 | 0.18% | 6.21% |
| L2050 | $43.76 | 0.14% | 5.32% |
| L2045 | $19.71 | 0.13% | 5.08% |
| L2040 | $71.06 | 0.12% | 4.84% |
| L2035 | $18.48 | 0.11% | 4.56% |
| L2030 | $60.42 | 0.10% | 4.00% |
| Linc | $30.02 | 0.05% | 2.65% |