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Re: EFA does not match I fund

Posted: Thu Feb 05, 2026 1:39 am
by Vetch
For 2025, the I Fund's return was 32.45%.
VXUS was 32.35%
EFA was 31.55%
ACWI was 22.41%

Re: EFA does not match I fund

Posted: Thu Feb 05, 2026 3:48 am
by Bubba
Vetch wrote: ↑Thu Feb 05, 2026 1:39 am For 2025, the I Fund's return was 32.45%.
VXUS was 32.35%
EFA was 31.55%
ACWI was 22.41%
I haven't checked into this, but some of this could be how dividends are distributed. The TSP has an odd way of distributing. They also do securities lending, which causes a bit of a distortion. You're never, even when tracking the exact ticker, get the same return. That was the case with the I Fund too.

Re: EFA does not match I fund

Posted: Thu Feb 05, 2026 6:22 am
by mrwawa
I agree, it's just a little frustrating not knowing exactly what the I fund is doing. I guess you just wait each day. Where does one get the historical daily I fund data? One could build a model and predict based on a collection of predictor ETFs, but that might be overkill.

Re: EFA does not match I fund

Posted: Thu Feb 05, 2026 4:56 pm
by Vetch
Bubba wrote: ↑Thu Feb 05, 2026 3:48 am
Vetch wrote: ↑Thu Feb 05, 2026 1:39 am For 2025, the I Fund's return was 32.45%.
VXUS was 32.35%
EFA was 31.55%
ACWI was 22.41%
I haven't checked into this, but some of this could be how dividends are distributed. The TSP has an odd way of distributing. They also do securities lending, which causes a bit of a distortion. You're never, even when tracking the exact ticker, get the same return. That was the case with the I Fund too.
Dividends care most likely playing some role, but VXUS is darn close YTD and in 2025. Honestly, I discovered it with the help of AI. It has the same broad world reach but it does not have exposure to emerging markets.

The 75/25 blend if IAFA and IAMG was viewed as the closest match because IAMG serves as the Emerging Mkts piece.