10-Step Plan for an Optimal TSP Withdrawal Strategy
Moderator: Aitrus
-
crondanet5
- Posts: 4330
- Joined: Tue Aug 19, 2008 8:51 pm
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
Winner take a look at VGR.
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
VGR is ok for around 5% dividend, but this is not for me to risk since no additional profit for me to sell CALL OPTION since it trade for only $.10 - $.15 "in the money."
Something like MAT since I don't mind with "Barbie" (2nd qtr 23% sales soared). For retirement account I'm looking for stock with dividend + collect on call option at least 5% or more per quarter and the most important it is good for long term if I decide to hang on if it is on the move.
Something like MAT since I don't mind with "Barbie" (2nd qtr 23% sales soared). For retirement account I'm looking for stock with dividend + collect on call option at least 5% or more per quarter and the most important it is good for long term if I decide to hang on if it is on the move.
“A brave man knows the circumstances and consequences of what he may encounter ahead…..but moves forward anyway.”
-
crondanet5
- Posts: 4330
- Joined: Tue Aug 19, 2008 8:51 pm
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
If you look at the 1 year chart of vgr the share price drops off a couple months before the dividend. That's when I buy it, and sell it the morning before the day of ex-dividend. I do not collect the dividend because the capital gain exceeds the dollar amount of the dividend. And if you are trading it in a taxable brokerage account, capital gains tax is less than the tax on dividends. Check out the 1 year chart.
-
andrewclif
- Posts: 1
- Joined: Thu Oct 24, 2019 2:43 am
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
Thank you for sharing this with us.
Fund Prices2026-05-12
| Fund | Price | Day | YTD |
| G | $19.89 | 0.01% | 1.56% |
| F | $20.89 | -0.29% | 0.03% |
| C | $118.88 | -0.16% | 8.55% |
| S | $109.60 | -0.93% | 9.16% |
| I | $62.88 | -0.91% | 13.31% |
| L2075 | $12.23 | -0.52% | 10.25% |
| L2070 | $14.00 | -0.52% | 10.25% |
| L2065 | $23.62 | -0.52% | 10.25% |
| L2060 | $23.62 | -0.52% | 10.25% |
| L2055 | $23.63 | -0.52% | 10.25% |
| L2050 | $45.14 | -0.45% | 8.63% |
| L2045 | $20.29 | -0.42% | 8.20% |
| L2040 | $73.05 | -0.39% | 7.76% |
| L2035 | $18.96 | -0.36% | 7.26% |
| L2030 | $61.77 | -0.30% | 6.31% |
| Linc | $30.39 | -0.15% | 3.93% |